Ethereum

This is a comprehensive, blockchain-based platform that allows users to send and receive value globally using its native cryptocurrency, ether, without having to worry about third parties interfering in the exchange process. The software can also perform many other tasks besides those mentioned above. Ethereum was originally designed as an open-source project by Russian-Canadian computer scientist Vitalik Buterin back in 2013, with the purpose of enhancing the utility of cryptocurrencies by allowing developers to create special applications that can be used with cryptocurrencies. Because smart contracts enable the Ethereum-based applications to execute in a self-executing manner, they can be referred to as "decentralized applications," or dapps, instead of traditional apps. The Smart Contract is essentially a program that is based on code and is stored on the Ethereum blockchain. When predetermined conditions are met, it runs a series of predetermined functions automatically. A transaction can be sent whenever certain events occur. In addition, funds can be loaned once a security deposit is made into a designated wallet based on collateral being deposited into another wallet. Ethereum and all other blockchain platforms use smart contracts to build their dapps.

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